Effective Date: 25 March 2025
This Privacy Policy applies to the Wallet: Budget & Expense Track mobile application (hereinafter referred to as the “Application”) developed and operated by dHI APPS (hereinafter referred to as the “Service Provider”) as a free service. This service is provided “AS IS”.
Information Collection and Use
The Application may collect certain information automatically when you download and use it, including:
Device Internet Protocol (IP) address
Device type and operating system
App pages visited, date/time of visits, and time spent in the Application
General usage and diagnostic information
The Application does not collect precise location information from your device.
For better functionality, users may enter financial or expense-related records within the Application. This data remains under the user’s control.
The Service Provider may use collected information to:
Improve Application performance
Provide updates and important notices
Enhance user experience
Google Drive Backup and Synchronization
The Application may allow users to back up or synchronize their data with their own Google Drive account.
Data is stored directly in the user’s personal Google Drive
The Service Provider does not permanently store user financial data on their own servers unless explicitly stated
Data stored in Google Drive is subject to Google’s privacy policies
Crash Reporting and Analytics
The Application may use Firebase Crashlytics or similar tools to collect technical information when the app crashes or encounters errors. This may include:
Device model
Operating system version
App configuration
Error logs
This data is used only to improve app stability and performance. No personal financial data is intentionally collected through crash analytics.
Third-Party Services
The Application may use third-party services that have their own privacy policies:
Google Play Services
Google AdMob
Facebook Services
OneSignal Push Notifications
Firebase Services (Crashlytics & Analytics)
These services may collect device information, usage data, crash logs, and advertising identifiers to improve functionality and advertising performance.
Subscriptions and Payments
The Application may offer paid subscription plans that unlock premium features.
All payments are securely processed through the Google Play Billing system
The Service Provider does not collect or store users’ credit card or banking details
Payment data is handled by Google according to Google Play policies
Users can manage or cancel subscriptions anytime through their Google Play account
Data Responsibility Disclaimer
The Application provides tools to manage budgets and expenses. While reasonable efforts are made to maintain backup and synchronization features, the Service Provider is not responsible for any loss of data caused by:
Device damage or loss
Accidental deletion
Google Drive synchronization issues
Google account problems
Third-party service outages
Technical errors or software failures
Users are responsible for maintaining access to their Google account and ensuring proper backups.
Data Sharing and Disclosure
Information may be shared only when:
Required by law or legal process
Necessary to protect rights or investigate fraud
Shared with trusted service providers working on behalf of the Service Provider
Only aggregated or anonymized data may be used for analytics or improvements.
Data Retention
User data is retained only as long as necessary for app functionality.
Users may request deletion of their data by contacting:
Email: loanguide7@gmail.com
Children’s Privacy
The Application is not intended for children under 13.
The Service Provider does not knowingly collect personal information from children under 13. If discovered, such data will be deleted immediately.
Security
The Service Provider uses reasonable administrative, technical, and physical safeguards to protect user information from unauthorized access or disclosure.Opt-Out Rights
Users may stop all information collection by uninstalling the Application using standard device uninstall methods.Changes to This Privacy Policy
This Privacy Policy may be updated periodically. Continued use of the Application after changes indicates acceptance of the updated policy.Your Consent
By using the Application, you consent to the collection and use of information as described in this Privacy Policy.Contact Us
If you have any questions regarding this Privacy Policy, please contact:
Developer: dHI APPS
Email: loanguide7@gmail.com