Privacy Policy – Udhaar Book: Digi Khata App Effective Date: 25 March 2025 This Privacy Policy applies to the Udhaar Book: Digi Khata App mobile application (hereinafter referred to as the “Application”) developed by dHI APPS (hereinafter referred to as the “Service Provider”) as a free service. This service is provided “AS IS”. 1. Information Collection and Use The Application may collect certain information automatically when you download and use it, including: Device Internet Protocol (IP) address Device type and operating system App pages visited, date/time of visits, and time spent in the Application General usage and diagnostic information The Application does not collect precise location information from your device. For better functionality, users may enter financial or credit-related records within the Application. This data remains under the user’s control. The Service Provider may use collected information to: Improve Applicati...