Privacy Policy – Udhar Khatabook Credit Effective Date: 25 March 2025 This Privacy Policy applies to the Udhar Khatabook Credit mobile application (hereinafter referred to as the “Application”) developed by Bhavin Mulani (hereinafter referred to as the “Service Provider”) as a free service. This service is provided “AS IS”. 1. Information Collection and Use The Application may collect certain information automatically when you download and use it, including: Device Internet Protocol (IP) address Device type and operating system App pages visited, date/time of visits, and time spent in the Application General usage and diagnostic information The Application does not collect precise location information from your device. For better functionality, users may enter financial or credit-related records within the Application. This data remains under the user’s control. The Service Provider may use collected information to: Improve Application per...